Insurance Requirements

A photograph of a two carrier trucks at a loading doc

Your insurance certificate must:

  • List all subsidiaries or DBAs covered by the certificate provided
  • Provide at least 30 days prior notice of cancellation or material modification of any policy
  • Must include a modified cancellation clause; the wording "Endeavor to" and "but failure to mail such notice shall impose no obligation or liability of any kind upon the company" must be deleted from the certificate
  • Show complete insurance carrier names as listed in the A.M. Best Property & Casualty Guide

The certificate of insurance must be completed in its entirety and signed. Binders are not acceptable. View a Sample Certificate in our Document Library.


Commercial Automobile Liability

$1,000,000 Combined Single Limits

Coverage must be placed with a carrier rated not less than B, V by A. M. Best. Must indicate coverage for any auto, or all owned, hired and non-owned autos.

Cargo Liability

$100,000 Per Trailer Or Conveyance

Coverage must be placed with a carrier rated not less than B, V by A. M. Best.

Workers’ Compensation

State Statutory Limits.

Employers’ Liability Coverage

  • $100,000 each accident
  • $100,000 disease - policy limit
  • $100,000 disease - each employee

Coverage must be placed with a carrier rated not less than B, V by A. M. Best.